Terms & Conditions

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Terms & Conditions

Legal Information

By accessing this site, you agree and understand the following Terms and Conditions pertaining to this site and its material.

Emaar Donate Limited (hereinafter Emaar Donate), registration number 000003992, registered address Corner Hutson & Eyre Street, Blake Building, Suite 302, Belize City, Belize reserves the right to change these Terms and Conditions without notice. You are responsible for regularly reviewing them and continued use of this site constitutes your acceptance of such changes.

Disclaimer of Warranty and Limitation of Liability

Emaar Donate does not guarantee the accuracy of materials and information provided herein and expressly disclaims warranties of merchantability or fitness. Emaar Donate, its affiliates and employees are not responsible or liable for loss or damage of any kind stemming from this website or its contents, nor does Emaar Donate guarantee the accuracy of them.

The information on this site is for information purposes only — it is not to be considered an offer or solicitation of any kind, by any person. You are strongly advised to seek the advice of a financial advisor before undertaking any investment. Nothing on this site should be construed as investment advice from Emaar Donate.

The trading of financial instruments is suitable for individuals who:

are knowledgeable in investment matters
can afford the economic risk of investment
understand the risks involved
believe the investment is suitable for them and their financial needs
have no need for liquidity of investment

Applicable Law and Jurisdiction

By accessing this site, you agree that the laws of Belize apply to all matters pertaining to the site’s use and services offered herein. You also agree that the Courts of Belize have exclusive jurisdiction over such matters. Should any of the Terms and Conditions become unenforceable, it shall be considered as replaced by one deemed appropriate to stand as enforceable or by provision of the law, which is closest to the intention of the parties. This agreement doesn’t replace or amend any other contracts and agreements you have with Emaar Donate.

This site is not directed at any jurisdiction and is not intended for any use that would be contrary to local law or regulation.

Rights and obligations for cardholders

Definitions

“Card Organisations” refers to MasterCard International, VISA Europe, JCB Europe or any other card association or organisation applicable hereunder;

“Card” refers to a valid payment card including, but not limited to, credit or debit cards, with the logo of MasterCard, VISA or JCB or of any other card association ororganisation applicable hereunder;

“Cardholder” refers to a person to whom a Card has been issued and any authorised user of such a Card;

“Virtual POS/POS” means a logical device for remote acceptance of electronic payments with payment cards via the website Emaar Donate.

“Services” means Forex trading services, the offering of premier solutions for trading Forex, precious metals and CFDs;

“Service provider” refers to the company Emaar Donate Limited (Emaar Donate), an International Trade Company with reg. № 000003992 and registered address in Belize, Belize City,Corner of Hutson & Eyre Street, Blake Building, Suite 302, regulated by the Financial Services Commission (FSC);

“Website” means the World Wide Web site Emaar Donate, on which services areoffered by Emaar Donate.

“Disputed payment” is the procedure for a refund, in full or in part, of a certain amount paid by a card transaction. Such a refund is made in the event of violationsoccurring upon acceptance of the payment, or when a transaction is performed under fraudulent conditions, or at the initiative of the cardholder.

“An irregular transaction” or a transaction made under “fraudulent” conditions means it is a transaction intentionally (deliberately) made with a card or card detailsobtained illegally (a lost, stolen card or a card obtained on the basis of false documents, etc.) as well as with a falsified or counterfeited card or with stolen card details.Such a transaction is made without the knowledge and consent of the authentic cardholder and their permission, and the latter refuses to accept the costs related to it.

These Terms and Conditions are for the servicing of card payments with the virtual POS terminal, and they govern the relationship between the company Emaar Donate and its customers,arising with the acceptance, processing and servicing of card payments for Services offered by the company Emaar Donate on the website: Emaar Donate, owned by the company.

By accessing this website, the customer agrees, accepts and understands the following Terms and Conditions.

Rights and Obligations of the customers:

When using the Virtual POS, subject to these Terms and Conditions for depositing funds into their trading account for trading services in Forex, precious metals and CFDs,the customer, who is a cardholder, should comply with the following:
- The service provider does not accept payments from third parties.
- The service provider does not accept any payments from high-risk regions, due to regulatory requirements.
- The name of the cardholder must always match the name of the trading account customer.
- To refrain from giving the card or activation code / PIN / 3D Secure password to other persons, respectively from disclosing them to other persons.
Customers are obliged to follow these Terms and Conditions and use their cards for depositing funds into their trading account for trading services in Forex, preciousmetals and CFDs only according to the applicable contractual and legal provisions.
Due to the specifics of the card payment process, all funds will be converted to EUR, USD or GBP upon receipt. Even if the credit/debit card account and the trading accountwith the service provider are in the same currency (e.g. EUR), there may be a difference between the amount withdrawn from the credit/debit card and the amount deposited intothe trading account.
The service provider does not charge its customers, nor are they required to pay commission to the service provider, for transfers via card payments. However, the customerscan be charged fees to third parties, as fees of the processing company(ies)/bank(s), which provides the Virtual POS services to Emaar Donate; fees of the institution whichissued customers’ payment cards; fees of an intermediary bank or a correspondent bank or an international card organisation (if any).

Contact information

The customers may use the following contact information for communication regarding customer inquiries about accepting, processing and servicing non-cash payments with payment cards at its own virtual POS terminal for depositing funds into their trading account for trading services in Forex, precious metals and CFDs
As a consequence of Emaar Donate’s contractual relationships with its partners and card processors, it is possible, where the parties have agreed, that some transactions can be processed through other operators holding a Virtual POS. In such cases, the client will receive a notification in their Backoffice with all the company’s details and contact information.

Disputed payments

In case the service provider or its payment provider has any doubts for payments made with stolen, false or irregular cards made without the knowledge and consent of theauthorised cardholder, the Service provider shall have the right to conduct an investigation, and the cardholder shall be obliged to cooperate and provide the information anddocuments requested by the service provider, its payment provider or card organisation, concerning the disputed payments.
The cardholder shall indemnify the service provider for any damages, loss or expenses if it is demonstrated that they resulted from the violation of the provisions stipulated in these Terms and Conditions.

Risk Disclosure

Emaar Donate Limited (hereinafter ‘Emaar Donate’) is an Investment Firm regulated by the Financial Services Commission (license number: 000067/301).

Emaar Donate does not and cannot guarantee the initial capital of the Clients’ portfolio or its value at any time, or any money invested in any financial instrument.

The Client should unreservedly acknowledge and accept that, regardless of any information which may be offered by the Company, the value of any investment in Financial Instruments may fluctuate and it is even possible that the investment may become of no value.

The Client should unreservedly acknowledge and accept that they run a great risk of incurring losses and damages as a result of the purchase and/or sale of any Financial Instrument and they accept and declare that they are willing to undertake this risk.

The Client should not engage in any investment directly or indirectly in Financial Instruments unless they know and understand the future risks involved for each Financial Instrument.

The Client should declare that they have read, comprehended and unreservedly accepted the following:

Information of the previous performance of a Financial Instrument does not guarantee its current and/or future performance. The use of historical data does not constitute a binding or safe forecast as to the corresponding future performance of the Financial Instruments to which the said information refers.
Some Financial Instruments may not become immediately liquid as a result e.g. of reduced demand and the Client may not be in a position to sell them or easily obtain information on the value of these Financial Instruments or the extent of the associated risks.
When a Financial Instrument is traded in a currency other than the currency of the Client’s country of residence, any changes in the exchange rates may have a negative effect on its value, price and performance.
A Financial Instrument on foreign markets may entail risks different to the usual risks of the markets in the Client’s country of residence. In some cases, these risks may be greater. The prospect of profit or loss from transactions on foreign markets is also affected by exchange rate fluctuation.
A Derivative Financial Instrument (i.e. option, future, forward, swap, contract for difference) may be a non-delivery spot transaction giving an opportunity to make profit on changes in currency rates, commodity, stock market indices or share prices called the underlying instrument.
The value of the derivative financial instrument may be directly affected by the price of the security or any other underlying asset which is the object of the acquisition.
The Client must not purchase a derivative financial instrument unless they are willing to undertake the risks of losing entirely all the money which they have invested and also any additional commission and other expenses incurred.
The Client acknowledges and accepts that there may be other risks which are not detailed above.

Virtual (Crypto) currencies — Risk Warning Notice

All trading involves risk of capital loss.
Virtual (Crypto) currencies such as Bitcoin and other Cryptocurrencies are not regulated by any regulatory body and are therefore not protected if the platform that exchanges or holds the virtual currency fails or goes out of business. There is always a risk associated with buying, holding or trading virtual currencies.
Clients should be aware that the FSC does not regulate or license virtual currencies; therefore, virtual currencies fall outside the scope of the Company regulated investment services.
The prices of Cryptocurrencies are highly volatile, may fluctuate rapidly, widely, irrespective of the overall market conditions and may result in loss of all the invested capital over a short period. Please be aware of all the risks associated with trading Cryptocurrency. Before getting involved with trading or investing in Cryptocurrency, it is necessary to have detailed and updated knowledge of related blockchain technologies.
You hereby acknowledge and accept that by reading this Risk Warning Notice you have been informed of the particular risks involved in investment decisions relating to Cryptocurrencies. You hereby acknowledge and understand that the information included in this Warning cannot and does not disclose or clarify in full the whole spectrum of risks involved in trading or investing in Cryptocurrency.
The Client should take the risk that their trades in Financial Instruments may be, or later become, subject to tax and/or any other duty for example because of changes in legislation or his personal circumstances. The Company does not warrant that no tax and/or any other stamp duty will be payable. The Client should be responsible for any taxes and/or any other duty which may accrue in respect of their trades.

Terms & Conditions